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How Often Should I Check My Credit Score?
Find out how often you should check your credit score and why it's important. Learn tips on understanding your credit, managing debt, and more.

Dec 26, 2023 Triston Martin

Wage Garnishment – Everything You Need to Know About it
Wage garnishment is a court order; if you want to understand it, then this article has all the information you need

Dec 26, 2023 Triston Martin

Maximizing Your 401(k) Contributions: A Comprehensive Guide
Uncover strategies to maximize your 401(k) contributions and achieve your retirement savings goals. Learn about employer matching programs, reviewing investment options, explore alternatives to traditional 401(k)s, and how to make informed decisions about your contributions

Dec 24, 2023 Susan Kelly

What You Should Know Before Canceling a Credit Card That Has a Balance
Putting a zero balance on your credit card before canceling it is not required. Given the drawbacks, however, closing the account is typically not recommended. If you follow through, you'll be responsible for paying off the remaining debt and subject to interest charges from the card issuer until you do so.

Dec 23, 2023 Triston Martin

Avoid Real Estate Transfer Taxes With These Top Strategic Approaches
Discover the various ways to avoid costly real estate transfer taxes. Learn how to bypass these taxes and keep your investments profitable.

Dec 23, 2023 Triston Martin

Top Extended Auto Warranty Providers
An extended vehicle warranty is meant to alleviate stress by providing you with stable costs, a support system in the event of a breakdown, and a smooth experience at the repair shop. However, not every extended warranty providers are the same, and you should only invest in a plan from a trustworthy provider if you need one for your vehicle.

Dec 15, 2023 Susan Kelly

Navigating Social Security Amidst Bankruptcy
Let's find out the secrets of protecting your social security funds amidst bankruptcy by grasping the link between both. Here's all you need to know about bankruptcy and its impact.

Dec 12, 2023 Triston Martin

Strategies for Contesting IRS Penalties
Read the methods, appeals, and calculating skills to manage IRS fines. Learn to fight penalties for financial and stress relief.

Dec 08, 2023 Triston Martin

529 Withdrawal Rules
You are never subject to any penalties if you decide to withdraw the money that you first deposited. Only profits are subject to taxes and a 10% penalty if the contributions were made with money received after tax.

Nov 30, 2023 Triston Martin

Demystifying the Annual Insurance Review: Your Simple Guide to Ensure Adequate Coverage
Unlock the secrets of an effective annual insurance review with our simplified guide. Learn to navigate your insurance policy, make informed decisions, and ensure your coverage meets your needs.

Nov 25, 2023 Triston Martin

Requirements for Building Good Credit From Scratch
Your credit history is the best indicator of your capacity to repay debts and demonstrates the level of responsibility you have shown in doing so. Established credit refers to this history. Your credit report contains a record of your credit history

Nov 18, 2023 Triston Martin

Top 4 Best Medicare Supplement Plan G Providers
The most comprehensive coverage for Medicare recipients is now provided by Medicare Supplement Plan G, as Medicare Supplement Plan F is no longer accessible to new beneficiaries. The option of Medigap, commonly known as Medicare Supplement Insurance, is available to persons with Original Medicare who want to reduce out-of-pocket expenses.

Nov 10, 2023 Susan Kelly

Is a Career in Finance Something You Should Consider Pursuing?
Personal growth and financial success are two potential outcomes of pursuing a profession in finance. It is also possible to demand a lot of stress and a lot of long hours. So, should one consider a profession in finance? The simple answer is that it is. If you are searching for a career with a high salary and a certain amount of work security — and you appreciate the technical components of your profession — then you should consider applying for this position

Nov 03, 2023 Susan Kelly

Debt-to-Income Ratio
To determine your DTI, tally up all of your monthly loan commitments, divide the total by your monthly gross income (income before taxes), and then multiply the result by 100 to obtain a percentage.

Nov 02, 2023 Susan Kelly

Step-by-Step Guide to Fill Out Your Form 1040
U.S. citizens and resident aliens must file IRS Form 1040, "U.S. Individual Income Tax Return," annually to report their income, itemized deductions and credits, and determine their tax refund or tax liability.

Oct 31, 2023 Triston Martin

What is Facultative Reinsurance?
A reinsurance business buys coverage for a specific risk or a set of risks from a primary insurer in this sort of reinsurance. Facultative reinsurance is one of two types of reinsurance. A long-term arrangement between two parties may have treatment reinsurance, while a one-time giving it the ability is more likely to include facultative reinsurance.

Oct 28, 2023 Susan Kelly

Creative Financing In Real Estate
Land contracts, trusts established in foreign jurisdictions off the coast of the United States, and transactions in which the buyer assumes responsibility for the seller's mortgage are all instances of innovative financing employed in the past.

Oct 27, 2023 Susan Kelly

The Implications of Paying off Your Mortgage
This provides an in-depth guide on the benefits and considerations associated with paying off a mortgage early. It lays out the key factors to contemplate before making the decision, and presents a roadmap on how to prepare financially to accomplish this goal.

Oct 17, 2023 Susan Kelly

A Comprehensive Overview: What Is Financial Structure?
A company's financial structure describes the proportion of debt to equity used to fund its operations. This composition directly influences the risk and value of the related enterprise. It is up to the company's economic managers to determine the optimal proportion of debt to equity to maximize its financial structure.

Oct 13, 2023 Susan Kelly

Cash vs. Mortgage
If you're considering offering a cash payment for a home, it's not a bad idea. According to the National Association of Realtors, cash-only deals accounted for 28 percent of all home purchases in March 2022. But, even when you have enough money to pay for an investment property, it isn't necessary to invest all of it.

Oct 12, 2023 Susan Kelly